Filtered by Subscriptions: UK Housing Use setting UK Housing
This report is only available as a PDF. Click to download. … Halifax House Price Index (May) …
4th June 2009
This report is only available as a PDF. Click to download. … Pause in house price falls likely to prove temporary (Jun 09) …
3rd June 2009
This report is only available as a PDF. Click to download. … Mortgage lending (Apr.) …
2nd June 2009
This report is only available as a PDF. Click to download. … Land Registry House Prices (April) …
1st June 2009
This report is only available as a PDF. Click to download. … Nationwide House Prices (May) …
29th May 2009
The improvement in buyer interest in recent months has raised hopes of an imminent recovery. However, we think this is overly optimistic. When looked at in perspective, the recent upturn has been very modest and seems fully consistent with today’s BBA …
27th May 2009
This report is only available as a PDF. Click to download. … BBA Mortgage Lending (April) …
Figures released by the CML last week showed that mortgage arrears in the buy-to-let (BTL) market are running ahead of those in the wider market. This is a relatively new development but, over the next few years, we suspect that it may become the norm. … …
22nd May 2009
This report is only available as a PDF. Click to download. … CML buy-to-let lending (2009Q1) …
15th May 2009
This report is only available as a PDF. Click to download. … Mortgage arrears and possessions (Q1) …
Official interest rates have reached their floor, but while recent press speculation has focused on the idea that mortgage interest rates are more likely to rise than fall from here, we think there is still scope for a modest further fall. … Can mortgage …
14th May 2009
This report is only available as a PDF. Click to download. … RICS Housing Survey (Apr) & CLG house prices (Mar) …
12th May 2009
Measures of mortgage affordability are suggesting that houses are already good value. But these measures are reflecting the abnormally low current level of interest rates. When interest rates return to normal, affordability will deteriorate. This effect …
7th May 2009
This report is only available as a PDF. Click to download. … Halifax House Price Index (Apr.) …
6th May 2009
This report is only available as a PDF. Click to download. … Activity rises, but floor for house prices is a long way off (May 09) …
5th May 2009
This report is only available as a PDF. Click to download. … Mortgage lending (March) …
1st May 2009
This report is only available as a PDF. Click to download. … Land Registry house prices (March) …
30th April 2009
This report is only available as a PDF. Click to download. … Nationwide house prices (April) …
We continue to expect real consumer spending to fall by about 3.5% this year and still doubt that it will rise again until 2012 at the earliest. … Labour market to restrain recovery in real household income (Q2 …
27th April 2009
This report is only available as a PDF. Click to download. … BBA Mortgage Lending (March) …
This Budget was a holding operation which left the really tough decisions required to sort out the public finances to be taken by whoever is Chancellor after the next election. The tax increases and spending cuts announced today are just the tip of the …
22nd April 2009
A number of alternative sources of private sector rent data have recently emerged. However, their conflicting signals mean that the available picture of what is actually happening to rents remains confused. What does seem clear, however, is that with the …
21st April 2009
There are tentative signs that activity levels in the housing market are bottoming out. Any recovery in activity is, however, unlikely to be sufficiently strong to prevent further house price falls. Our forecast of a 20% fall in house prices this year and …
20th April 2009
Last October we estimated that the current housing market correction would leave some 2.5 million households with at least some degree of negative equity. CML estimates, published yesterday, that roughly 900,000 households have already been affected seem …
17th April 2009
This report is only available as a PDF. Click to download. … RICS Housing Survey (Mar) & CLG house prices (Feb) …
15th April 2009
This morning’s Daily Telegraph reported that, according to Lombard Street Research, housing affordability is now better than its long-term average. That much is uncontroversial. However, we disagree with their conclusion that the housing slump will be …
14th April 2009
This report is only available as a PDF. Click to download. … Mortgage approvals rise, but are still too low to stop price falls (Apr …
6th April 2009
This report is only available as a PDF. Click to download. … Halifax House Price Index (March) …
3rd April 2009
Given the severity of the decline in buyer interest over the past year or two, the recent reported increase is just a drop in the ocean. Buyer interest will need to rise significantly further before it can be expected to trigger a meaningful housing …
2nd April 2009
This report is only available as a PDF. Click to download. … Nationwide house prices (March) …
A recovery could be months away or it could be years away. Sooner or later, though, recover the UK economy will. And when it does, the landscape will have changed beyond recognition. … The next decade (Q2 …
1st April 2009
This report is only available as a PDF. Click to download. … Mortgage lending (February) …
30th March 2009
This report is only available as a PDF. Click to download. … UK Land Registry house prices (Feb.) …
27th March 2009
This report is only available as a PDF. Click to download. … BBA Mortgage Lending (Feb.) …
24th March 2009
This report is only available as a PDF. Click to download. … RICS Residential Lettings Survey (January 2009) …
19th March 2009
Today’s Turner Review confirmed that the FSA is actively considering imposing limits on mortgage loan to value or loan to income ratios. Whether or not that is in the economy’s long term interest remains open to debate. But, in the short term, this news …
18th March 2009
This report is only available as a PDF. Click to download. … CLG House Prices (January) …
17th March 2009
The price of property sold at auction provides a useful steer on where the true market clearing price might be. It suggests that the market clearing price for residential property might already be some 30% to 40% down from its peak. … What are auction …
16th March 2009
This report is only available as a PDF. Click to download. … RICS Housing Market Survey (February) …
10th March 2009
This report is only available as a PDF. Click to download. … Halifax House Price Index (February) …
5th March 2009
This report is only available as a PDF. Click to download. … Mortgage lending unlikely to recover significantly this year (Mar 09) …
4th March 2009
This report is only available as a PDF. Click to download. … Nationwide House Prices (February) …
26th February 2009
This report is only available as a PDF. Click to download. … BBA Mortgage Lending (January) …
24th February 2009
Although welcome, the resumption of lending by Northern Rock will not transform the mortgage market outlook overnight. However, it is also a sign that the Government is increasingly willing to intervene directly in the lending markets. At the very least, …
23rd February 2009
This report is only available as a PDF. Click to download. … CML buy-to-let lending (2008Q4) …
20th February 2009
This report is only available as a PDF. Click to download. … Mortgage arrears and possessions (Q4) …
To our minds, the weight of evidence suggests that the fair value level for house prices is currently in the region of £125,000. For context, that figure is some 17% below the Nationwide’s estimate of average house prices in January of £150,500 and 33% …
16th February 2009
This report is only available as a PDF. Click to download. … RICS Housing Market Survey (January) …
10th February 2009
The Nationwide and Halifax indices show that house prices are now almost 20% below their peak, meaning that there is still some way to go before our forecast of a 35% peak-to-trough fall is delivered. Yet, the chances that prices ultimately fall by more …
6th February 2009
This report is only available as a PDF. Click to download. … Halifax House Price Index (January) …
5th February 2009
