Filtered by Subscriptions: UK Housing Use setting UK Housing
This report is only available as a PDF. Click to download. … Mortgage Arrears and Possessions (Q4) …
11th February 2010
Even if official interest rates remain at 0.5% this year as we expect, with lender’s margins under pressure, competition for retail funds still strong and regulatory costs more likely to rise than fall, we suspect that average mortgage interest rates will …
10th February 2010
This report is only available as a PDF. Click to download. … RICS Housing Market Survey (January) …
9th February 2010
This report is only available as a PDF. Click to download. … Halifax House Price Index (Jan) …
4th February 2010
This report is only available as a PDF. Click to download. … Weak economy will not support sustained house price recovery (Feb 10) …
3rd February 2010
This report is only available as a PDF. Click to download. … Mortgage lending (December) …
1st February 2010
This report is only available as a PDF. Click to download. … Land Registry house prices (December) …
29th January 2010
This report is only available as a PDF. Click to download. … Nationwide house prices (January) …
Consumer spending could continue to strengthen in the next few months. But this should be short-lived. We still anticipate several years of consumer weakness. … Near-term momentum to fade as the year progresses (Q1 …
27th January 2010
Our forecast that house prices will drop by 10% this year is unchanged. But, in view of the market’s surprising recovery last year, there is clearly risk that the current upward momentum in house prices will last for longer than we are expecting. Thus the …
This report is only available as a PDF. Click to download. … BBA Mortgage Lending (December) …
26th January 2010
Given our views that the labour market shake-out has some way to go, we believe that house prices will suffer a relapse in 2010. Our central forecast is for prices to fall by 10% taking them back to Spring 2009 levels, thus reversing last year’s gains. … …
22nd January 2010
According to the CML, aside from a brief period in 1996, mortgage affordability is the best on record. By contrast, our own measure of affordability is only in line with its long-run average and is no better than it was in 2004. These conflicting messages …
20th January 2010
Scotland’s housing market may have shaken off its reputation as an underperformer compared to the UK in recent years, but its longer term outlook is not so promising. Unfavourable demographics and a heavy reliance on the deteriorating public sector and …
14th January 2010
This report is only available as a PDF. Click to download. … RICS Housing Survey (Dec) & CLG house prices (Nov) …
12th January 2010
This report is only available as a PDF. Click to download. … Halifax House Price Index (Dec) …
7th January 2010
This report is only available as a PDF. Click to download. … Buyer confidence to fade in 2010 as unemployment rises (Jan 10) …
5th January 2010
This report is only available as a PDF. Click to download. … Mortgage lending (November) …
4th January 2010
A mood of doom and gloom has descended regarding the UK economy. The fact that the UK has been much slower to exit recession than other economies has raised concerns that its previous economic success was just an illusion and that the recent crisis has …
This report is only available as a PDF. Click to download. … BBA Mortgage Lending (November) …
23rd December 2009
This report is only available as a PDF. Click to download. … FSA mortgage lending statistics (2009Q3) …
15th December 2009
This report is only available as a PDF. Click to download. … RICS Housing Survey (Nov) & CLG house prices (Oct) …
Anecdotal evidence suggests that one of the key drivers of recent house price rises is increased demand from individuals seeking a better return than is available in the bank. Our calculations suggest that cash-rich buyers who do not require mortgage …
10th December 2009
In macro-economic and fiscal terms, this PBR was a complete non-event. It did nothing to support the economy in the near term, and nothing to restore the public finances to health further ahead. A major fiscal tightening still lies in wait after the …
9th December 2009
This report is only available as a PDF. Click to download. … Halifax House Price Index (Nov) …
8th December 2009
This report is only available as a PDF. Click to download. … Growing signs that the upturn is approaching its end (Dec 09) …
3rd December 2009
This report is only available as a PDF. Click to download. … RICS Residential Lettings Survey (October 2009) …
2nd December 2009
This report is only available as a PDF. Click to download. … Nationwide house prices (November) …
1st December 2009
This report is only available as a PDF. Click to download. … Mortgage lending (October) …
30th November 2009
This report is only available as a PDF. Click to download. … Land Registry house prices (October) …
27th November 2009
This report is only available as a PDF. Click to download. … BBA Mortgage Lending (October) …
24th November 2009
November’s fall in asking prices may simply be a sign that the housing market has begun to wind down for Christmas. But it could also be a sign that the house price revival is about to run out of steam as buyers baulk at the high prices now being demanded …
19th November 2009
This report is only available as a PDF. Click to download. … CML buy-to-let lending (2009Q3) …
12th November 2009
This report is only available as a PDF. Click to download. … Mortgage arrears and possessions (Q3) …
This report is only available as a PDF. Click to download. … RICS Housing Survey (Oct) & CLG house prices (Sep) …
10th November 2009
This report is only available as a PDF. Click to download. … Halifax House Price Index (Oct) …
3rd November 2009
This report is only available as a PDF. Click to download. … Weak economy means activity will struggle to recover (Nov 09) …
Although market interest rates edged down in September, mortgage interest rates remained stable. As a result, mortgage lending spreads, already at unprecedented levels, widened further. We suspect that, while they partly reflect higher costs of other …
30th October 2009
This report is only available as a PDF. Click to download. … Nationwide house prices (October) …
This report is only available as a PDF. Click to download. … Mortgage lending (September) …
29th October 2009
This report is only available as a PDF. Click to download. … Land Registry house prices (September) …
28th October 2009
The recovery in consumer spending still looks likely to be sluggish. Even if banks loosen credit conditions further, households are likely to remain focused on paying off - rather than taking on - debt. And before long, a sharp fiscal consolidation will …
26th October 2009
This report is only available as a PDF. Click to download. … BBA Mortgage Lending (September) …
23rd October 2009
In common with the UK, house prices in Australia have also staged a surprising recovery this year. Both markets suffer from structural housing supply shortages, so this could suggest that we are being too dismissive of the rebound in UK house prices. …
20th October 2009
This year’s rise in house prices, driven by an acute shortage of property for sale, does not look sustainable. We still think that prices will fall by between 35% and 40% from their peak. … House price falls to resume in 2010 (Q4 …
16th October 2009
Yesterday’s Times reported that in next week’s Mortgage Review, the FSA will recommend the introduction of a rule which effectively spells the end of self-certification mortgages. If it is implemented, mortgage credit conditions will tighten further, …
14th October 2009
This report is only available as a PDF. Click to download. … RICS Housing Survey (Sept) & CLG house prices (Aug) …
13th October 2009
After a decade or more in which rapid increases in public spending have lent powerful support to the UK economy, the great squeeze is about to begin. … The great squeeze (Q4 …
9th October 2009
This report is only available as a PDF. Click to download. … Tentative signs of renewed house price weakness ahead (Oct 09) …
8th October 2009
This report is only available as a PDF. Click to download. … Halifax House Price Index (Sep) …
6th October 2009
