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Housing market insulated from banking crisis

The latest mortgage market data show that the banking crisis has, so far, had a minimal impact on the housing market. While spreads have increased, overall mortgage rates have dropped and applications for home purchase have increased since SVB collapsed. While it’s possible that lenders will have already tightened other lending standards, and could do so further in the coming months, we see no need to downgrade our house price or home sales forecasts at this time.  

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