UK Commercial Property
...

Credit Conditions Survey (Q3)

Banks maintain property lending caution Mortgage availability saw a modest improvement Q3, but not enough to reverse the large fall seen in Q2. Meanwhile, credit availability to commercial property fell sharply during the quarter, and lenders expect to remain cautious in Q4. According to the Bank of England’s credit conditions survey, a balance of 10% of lenders reported a rise…
Hansen Lu Property Economist
Continue reading

More from UK Commercial Property

UK Commercial Property Update

Which assets can provide the best inflation protection?

Recent data have reinforced concerns about inflation risks in the UK. We remain of the view that property investments provide only limited long-term protection against higher prices, but of the individual asset types, we think industrial and residential are best placed to weather any surge. In view of the wider interest, we are also sending this UK Commercial Property Update to clients of our UK Housing Service.

14 January 2022

UK Commercial Property Data Response

Credit Conditions Survey (Q4 2021)

The Q4 credit conditions survey suggests that, while credit conditions will remain loose, scope for lenders to absorb further increases in interest rates into their margins has run out. Drop-In: Neil Shearing will host an online panel of our senior economists to answer your questions and update on macro and markets this Thursday, 13th January (11:00 ET/16:00 GMT). Register for the latest on everything from Omicron to the Fed to our key calls for 2022. Registration here.

13 January 2022

UK Commercial Property Update

Returns to cool significantly in 2022

The performance of commercial property exceeded expectations in 2021, with a particularly strong contribution from the industrial sector. But we don’t think that this momentum will last into this year, with high inflation and four interest rate hikes in 2022 expected to weigh on the outlook.

7 January 2022

More from Hansen Lu

UK Housing Market Data Response

Credit Conditions Survey (Q3)

Mortgage availability saw a modest improvement Q3, but not enough to reverse the large fall seen in Q2. Meanwhile, credit availability to commercial property fell sharply during the quarter, and lenders expect to remain cautious in Q4.

15 October 2020

UK Housing Market Update

Employment revisions highlight rental market risks

The big downward revision to employment in the labour market statistics reveals that renters have seen a larger hit to employment than homeowners. This supports our view that house prices will be resilient next year, while private rents will probably fall.

14 October 2020

UK Housing Market Data Response

RICS Residential Market Survey (Sep.)

Housing market activity rose for a fourth consecutive month in September, but the market may be approaching an inflection point. We expect house price growth and transactions to cool by the end of the year, as recent price gains start to weigh on demand, new virus restrictions raise uncertainty among buyers, and pent-up demand from lockdown is exhausted.

8 October 2020
↑ Back to top