Skip to main content

How has self-employment affected mortgage lending?

As an indicator of the UK’s increased labour market flexibility, the rise in self-employment over the past six or seven years has probably been a good thing for the wider economy. But we think it has probably been less positive for the mortgage lending market, depressing the number of loans made by perhaps as much as 4.8%.

Become a client to read more

This is premium content that requires an active Capital Economics subscription to view.

Already have an account?

You may already have access to this premium content as part of a paid subscription.

Sign in to read the content in full or get details of how you can access it

Register for free

Sign up for a free account to gain:

  • Unlock additional content
  • Register for Capital Economics events
  • Receive email updates and economist-curated newsletters
  • Request a free trial of our services


Get access